NRI OSThe Operating System for your Cross-Border Life
15 purpose-built tools — remittance tracking, document alerts, DTAA tax, salary comparison, flight search, and more. Free to start, works in 22 countries.
No credit card · Free forever basic plan
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Monday, 16 October 2023
Remittance
Documents
Net Worth
Action Feed
Everything in one dashboard
15 tools, one login
Built for the specific challenges NRIs face — not generic finance apps repurposed for expats.
Remittance & FX
Track EUR→INR live rates, compare Wise vs Remitly, set custom alerts, and log your transfers
Documents
Passport, OCI, Visa expiry tracker with email reminders before they expire
Embassy
Indian embassy contacts and step-by-step guides for passport, OCI, and visa services
Salary Calculator
Net pay calculator for 21 countries — see your take-home in any European country
Banking Guide
NRE/NRO/FCNR(B) comparison with live interest rates from ICICI, HDFC, Axis, SBI
Tax & DTAA
DTAA relief calculator, treaty guide, and residency status checker for 17 countries
Property
India property EMI calculator with appreciation projections and rental yield analysis
PPF / EPF Wizard
Calculate PPF maturity value and plan your EPF withdrawal strategy
Calendar
Q&A forum for NRIs — ask questions, share tips, connect with Indians in your city
Indian Grocery
Find Indian grocery stores near you with ratings and popular Indian products
Phone Numbers
Manage and recharge your Indian mobile numbers from abroad
Apartments
Find furnished apartments and rental housing in major European cities
Insurance
Track health, life, and travel insurance policies across India and Europe
Education
NRI quota admissions, Indian language schools, and credential recognition abroad
Flights
Track flight prices to India, find best booking windows, and compare routes
Why NRIs choose us
Built for the NRI life, not as an afterthought
Stop leaving money on the table
Compare live EUR→INR rates from Wise, Remitly, and Western Union side by side. Set a rate alert and get notified the moment your target rate is hit.
Never miss a document expiry
Track your Passport, OCI card, Visa, PAN, and Residence Permit in one place. Get email reminders 90, 60, and 30 days before they expire.
Know your true take-home pay
Compare salaries across 21 countries with full tax and social contribution breakdown — including the INR equivalent at today's rate.
Pay tax once, not twice
India has DTAA treaties with 90+ countries. Our calculator shows your exact relief under the credit method and which forms to file.
Supporting NRIs in 22 countries
Europe
Americas
Asia-Pacific
Middle East
NRIs love NRI OS
“Finally an app that understands NRI problems. The DTAA calculator alone saved me hours with my CA.”
Priya M.
Amsterdam, Netherlands
“The remittance comparison is spot-on. I switched from Western Union to Wise after seeing the difference.”
Rahul K.
London, UK
“Document tracker is a lifesaver. Got reminded about my OCI renewal 3 months before it expired.”
Ananya S.
Toronto, Canada
“The live currency rates and remittance tracking are a game changer for sending money home. Truly built for the Middle East NRI.”
Sameer V.
Dubai, UAE
“Managing remittance alerts and OCI documents from abroad used to be a pain. NRI OS made it seamless.”
Karthik R.
Singapore
“The tax residency tracker is brilliant. I finally feel confident about my tax filings in both countries.”
Meera D.
Berlin, Germany
“The community forum helped me find a reputable Indian grocery delivery service in my city within minutes.”
Vikram S.
New York, USA
“I use the remittance alert daily. It's saved me thousands by helping me wait for the right market rate.”
Sneha P.
Sydney, Australia
Learn & Grow
Latest from NRI Blog
NRE vs NRO Accounts
Understand the tax implications and repatriability limits of NRI bank accounts.
How to Use DTAA
India has tax treaties with 90+ countries. Learn how to avoid paying tax twice on same income.
OCI Card Guide 2024
The steps, documents, and common pitfalls in the OCI application process decoded.
Pricing
Simple, transparent pricing
Pricing shown for US
Free Forever
€0
No credit card needed
- Salary Calculator — unlimited, no login
- Document tracker — up to 3 documents
- Rate alerts — 1 active alert
- 30-day exchange rate history
- Embassy contacts & consular guides
- Education, Flights, and more
Pro Plan
$5.99/mo
Cancel anytime · Launching 2026
- Unlimited document tracking
- Unlimited rate alerts
- Email reminders for expiring documents
- NRO repatriation tracker
- Early access to new tools
- Priority support
Ready to simplify your NRI finances?
Sign up free in 30 seconds. No credit card, no setup — just tools that work.